Is Mint Mobile worth it? Yes!

A banner image showing the Mint Mobile Fox mascot holding a smartphone.

Contents:


The good old days…

I think I got my first mobile phone in 2001 or 2002 when I was 20-21 years old. It was a flip phone from Verizon that I bought in Hinesville, Georgia when I was stationed at Fort Stewart. It looked something like this:

Motorola Cingulare flip-style mobile phone

In fact, it may have been that model phone. It’s been 18-19 years, so I really can’t remember exactly. I also don’t remember what the thing was costing me every month, though I remember it being significant.

Fast forward almost 20 years and cell phone bills are out of control. For me and my wife to have the Verizon Go Unlimited plan together, we were paying about $180 per month. Imagine that! For just two lines. That’s more than our electric bill most months out of the year.

We wound up on Verizon for two main reasons:

  1. Our previous provider, Virgin Mobile, announced that it was going to stop supporting Android devices and switch to being an iPhone only service. (They later backtracked, but after I already left the service.)
  2. We wanted to upgrade to new phones because big jumps had been made in camera quality, which is an important feature for both of us. Also, we both needed more storage space.

And so, we found ourselves in a Best Buy signing onto a bundle that included Verizon service.

That was two years ago.

Getting smart about billing

When our phones were paid off we started thinking about how to save money on our phone bill. We’ve been getting into minimalism, essentialism, and other -isms that promote focus, stability, and de-cluttering, Marie Kondo style. And while Verizon’s service quality was excellent, that bill was definitely not sparking joy.

Check out Marie Kondo’s Netflix special, “Tidying Up“, or her book, The Life-Changing Magic of Tidying Up

But, what service should we replace Verizon with? We were used to unlimited talk, text, and data. I knew that MVNOs (Mobile Virtual Network Operators) worked pretty well from previous experience. MVNOs are basically prepaid services that run on the networks of major providers but under different names. So, I decided to start there and see what was available.

I went slogging through a bunch of different websites looking at different lists of the best value plans available. Most of those lists really suck, to be honest. It’s like they just looked at everything that’s available and then cut and paste some marketing material onto their sites so they could have a list of items and get clicks/pageviews for that sweet ad revenue. Apparently posts that are just lists of things do pretty well in terms of catching people’s attention.

I’m not going to bombard you with a list of services or make you check multiple pages to see content. Instead, I’ll just briefly go over what I personally looked at, what I went with (which was obviously Mint), and why.

Options

Google Fi

My first instinct was to go with Google Fi. I have a Google Pixel 2 XL. It’s a great phone. It takes great photos and has plenty of storage. It runs the latest version of Android and gets updates directly from Google. So, I figured why not get service from Google as well? Short answer is that they charge too much and offer extras that don’t really apply to the average consumer.

Google Fi seems to be more targeted to people who are going to travel internationally frequently. Plus, it was about the same price as post-paid plans so I wouldn’t really save anything. Some of the more interesting extras that Google Fi offers, like automatically connecting to trusted high speed WiFi networks, are things that my phone does already because it’s a Pixel.

So, hard pass.

Verizon Visible

Verizon Visible looks like a really good service. It’s $40 bucks a month for unlimited everything. They used to have a data speed cap, but that was removed for a promotional period and would have applied to the life of our account with the service. We were already using Verizon’s service and figured it would be a piece of cake to switch over, but we hit a roadblock.

Verizon Visible claims my Google Pixel 2 XL is not compatible with their service. The phone that I’m using on Verizon is not compatible with Verizon? More like, Verizon Visible wants to push me to buy a new phone through them and give them more money that I shouldn’t have to.

So, no thank you.

Mint Mobile

I considered stuff like to Boost Mobile and Metro, but I just didn’t like the plans. They didn’t seem to be offering much for the price. That was when I stumbled onto Mint Mobile.

I’m going to be honest. Mint Mobile sounded pretty flaky and weird when I first looked at the website. I think what really threw me off was the idea of paying for multiple months in advance because that locked you in right away to something that might suck. The buy-in for the first 3 months is heavily discounted, but what finally sold me on giving it a shot is that the company is owned by Ryan Reynolds.

Ryan Reynolds as Deadpool

Maybe that sounds kind of stupid, but I figured that even if the service sucked for 3 months, it would be kind of neat to use a phone service owned by Deadpool for a while.

Mint Mobile Costs & Performance

Costs

So, I spent $120 + (normal) regulatory fees for two lines for three months of service with unlimited talk, text, and 8 GB of 4G LTE data per month running on T-Mobile’s network. We received the SIM cards for Mint about 3 business days after ordering them. The shipping was free.

Yup! Basically $20 a month for talk, text, and 8 GB of data that isn’t speed capped. After the 8 GB you get slammed down to 2G but can use another 92 GB of data if you can suffer through 2G page loads. I’m not sure you could actually use 92 GB of 2G data in a month, actually, unless you were doing something nuts.

The price-point on the plan both delighted and terrified me. On the one hand, it’s a great price for what I was getting. On the other hand, what if the service was absolutely terrible because of the price I was paying?

Mint is able to keep their plans that cheap because they have themselves set up as a wholesaler. They sell multiple months of service at a time so they get a discount from T-Mobile and they pass those savings on to the consumer. They’re basically the Costco or Sam’s Club of MVNOs.

Passing on savings and helping consumers give a big middle finger to the major phone carriers is part of their marketing platform, though it’s a bit ironic since Mint runs on T-Mobile. The savings is real, though, and I’m enjoying it.

After the promotional period for the first three months, it’s $105 per line for another three months, or you can pay for a year up front and keep the promotional per month price. On my current plan it would wind up being $263.78 for a year of service, including regulatory fees and taxes. There’s also a $15 per month plan with 3 GB of data and a $25 per month plan with 12 GB of data.

Performance

I was a little concerned about the data cap, but I tweaked a few apps to not auto-play videos, stopped watching Netflix without the WiFi on at the gym, switched photo backups to WiFi-only, and started downloading my Spotify playlists while on WiFi. It only took a few minutes to run through updating app settings and I’m able to use the phone’s built in Settings menu to monitor each app’s data usage to see if I needed to make any additional changes.

Now, with 11 days left on my current 30-day cycle, I’ve only used 1.44 GB of data. That’s with regular use, including Google Maps, Waze Navigation, Transit, some Facebook, Instagram, Twitter, Outlook, Memrise, and web browsing for news. I think the majority of my data usage before, which often hit 14+GB a month, was streaming Spotify with high-quality audio. So, the 8 GB 4G LTE data cap is really not a problem.

Caveat: I’m an Optimum Online customer and can automatically connect to Optimum Online hotspots around the Bronx. I also made use of LinkNYC free public WiFi and library/museum/business/transit free WiFi when available. Basically, I was more conscious about using free WiFi resources where before I didn’t give it any thought.

In terms of actual performance, I can see the difference between Mint and Verizon, but it’s not as severe as I expected. The calls are choppier in Midtown Manhattan, especially if we try to use Telegram data calling. If I try to play video over mobile, the quality isn’t as good and sometimes it buffers. At $20 per month, I feel like this is a fair trade-off. Almost everyone has some issues in Midtown and this is more of a T-Mobile coverage problem than a Mint problem.

The more serious issue I’ve noticed relates to data connectivity. If my phone has been connected to a WiFi network, mobile data often doesn’t automatically kick on when I lose the WiFi signal. I have to put my phone in Airplane Mode for a few seconds to force the data connection to activate.

I’ve seen this complaint repeated in a few forums and my wife’s phone has the same problem, so I know it’s not unique to my experience. On my wife’s iPhone, using the Airplane Mode trick sometimes works and sometimes it doesn’t. Sometimes she has to power-cycle the device, which is time consuming and disruptive.

Other than that, the service works as well as I would expect from any mobile service.

Summary

In short, there’s no reason to overpay for mobile service unless you really want to or you just have money to burn. We decided to stop and switched to an MVNO and we were able to do that without compromising our quality of life in any serious way by switching to Mint Mobile.

In the process, we saved $440 in the first 3 months of service. After the promotional period, we’ll still save $110 per month compared to what we were paying Verizon. If we do the one-year up-front renewal we’ll save about $1624 compared to what we would have paid Verizon.

It feels like we’re paying a fair price for the service we’re getting instead of feeling ripped off every month.

Performance-wise, the issue where the phone occasionally doesn’t start using mobile data after leaving a WiFi network is aggravating, but not a deal-breaker. Not for me, anyway. The issue seems to be a lot more annoying with an iPhone, so keep that in mind.

Long-story short: unless something changes drastically, when my three month promo period is up, I’m going to buy a year of Mint Mobile service up-front. I’m going to play with data usage to see what I can get away with comfortably without hitting my cap and maybe I’ll move to the 12 GB plan so I can stream more spur-of-the-moment music, but I’m pretty satisfied with Mint Mobile so far.

A word of caution

Before you commit to changing carriers (buy a SIM or remove your SIM from your phone) do yourself a favor and do these three things first:

  1. check to make sure that your phone is unlocked by calling your current carrier.
  2. make sure your phone is compatible by using the tool on the Mint Mobile website.
  3. make sure your phone hasn’t been IMEI blacklisted. You can find that out easily and for free by using the IMEI checker on T-Mobile’s website. If it has an issue it’ll let you know that your phone is blocked. I’ll write more about that in a follow-up post.

If you see that your phone is “blocked” or “blacklisted” using an IMEI checker, do not remove the SIM card from your phone until the issue is resolved. If you do, when you put any SIM card back into the phone (including the one you just took out), the service associated with the SIM card will check the IMEI blacklist and if your phone is on it, it will prevent your phone from activating and you won’t be able to use it again on any carrier.

Samsung Galaxy S7 Low Light Video Test

I recorded this video while walking down the main staircase from the 2nd Floor to the Main Lobby. The light is pretty dim and going down the stairs makes it shaky. I figured it would be a good way to test the phone’s ability to record video in low light. It didn’t perform very well. The video is shaky and grainy. Hopefully it performs better in bright light situations.

How to Add Prepaid Credit to your Philippines Phone While in the US

One of the biggest problems to overcome when you’re in the US and have family and friends in the Philippines is finding a cheap way to stay in touch.  There are a lot of options out there for cheap communication to the Philippines, which I’m still sorting through, but to keep things cheap for the person in the Philippines, there’s an easy option.

When I came back to the US, I brought my prepaid Globe phone with me and set it to International Roaming through their website.  This allows people in the Philippines to send messages and calls to my phone at local rates.  It also allows me to receive those messages at the same local rates, which in Globe’s case is free.  They have no incoming fees.  So, that’s 1 way communication at a cheap rate.

The problem comes in when you reply back and use up your credit, or when the credit expires.  Credit added to Globe prepaid phones is only valid for a certain number of days before it expires.  Either way, you eventually need to add credit to your prepaid number.  As far as I know, there’s no way to do this through Globe’s website.  I’ve read a few board threads here and there where people suggest buying Globe reload cards through eBay.  It’s also possible to send money to your relative back home and have them get credit added to your phone there.  The first way is a hassle for you, and the other way is a hassle for your relative.  There is one other way, though.

Reload your Globe phone from the US with an ezetop card.

You can buy a 10.99 ezetop reload card, which is powered by Fastcard.  They’re the same people that do most of the online game reload cards and the local US prepaid cards.  I picked up this one in a Rite Aid in New York City.  You scratch off the silver stuff to reveal the PIN, call the 1-800 number, enter your PIN, the phone number you want to load, confirm the mobile operator and that’s it.  Your load hits your phone as an AutoLoadMAX reload.

There’s a catch though.  I went back and read the fine print after receiving confirmation of my credit being added to my phone because I was a little surprised at the actual amount I was credited with.  Let’s do some math.  As of today, 10.99 USD is 473.34 PHP.  How much of that was actually credited to my phone?  300 PHP.  That means I lost 173.34 PHP, or about 4 USD, in the transaction for miscellaneous fees.  That doesn’t sound like much, but when you think about it, that’s almost 1/3 of the cost of the card.

So, what I’ve learned here is that if I’m really hurting for a reload on my Globe phone, I do have an option here in the US.  However, if I’m not in a rush, the hassle I might put my relative in the Philippines through putting credit on my phone is worth it considering the fees involved with this method.

If you’re wondering, these cards work for the Globe, SMART, and Touch Philippines mobile operators.

Philippines Mobile Phones and SMS (Text Message) Scams

The Philippines is sometimes called the texting capital of the world and from what I’ve seen it’s true.  People in the Philippines, and Filipinos in general, seem to text non-stop.  In the US, it’s most common for people to have contract based plans with cell phone carriers and those plans usually have plenty of, if not unlimited, voice minutes.  Before coming to Asia, I can count the number of times I sent a text message on two hands and those were because someone texted me first.  Since then I’ve sent thousands, sometimes upwards of 200 per day.  Texting is the preferred method of communication in the Philippines, and other parts of Asia I’ve been to, mostly because it’s cheaper than voice calling.

Load na Dito!

Like I said, in the US most people have contract based plans.  Now, texting is catching on and people have the option to get unlimited texting packages added to their monthly bill.  In the Philippines, the majority of people don’t have contract plans; they use pre-paid instead.  If you’ve never heard of that, pre-paid is when you pay the carrier, either by purchasing a card with a set value, through an ATM, Internet banking, or even through distributors / resellers that can transfer value to your phone.  In the Philippines, this value is referred to as “load”.  That’s why when you look at photos of the Philippines you’ll often see signs that say “Load na Dito!”  It means “Load Available Here!”.  You can go to those stores and have value added to your prepaid SIM.  That’s another thing.  Phones in the Philippines are all based on GSM / SIM cards.  There’s no CDMA like Verizon and Sprint use in the US.  At least, not that I’m aware of.

Another way to have value added to your pre-paid SIM is by transfer from a friend or family member.  Well, it doesn’t have to be a friend or family member.  Anyone can transfer value to your SIM and it only carries a 1 PHP fee, to be paid by the sender.  This is where the scam comes in.

Now, I want to say that only an idiot would fall for these scams, but the fact that it’s an ongoing problem shows that people do in fact fall for them and fairly regularly.  The exact wording of the scams vary, but it usually goes along the lines of a ‘friend’ loses their phone and gets a new one, but needs you to send them ‘load’ until they can get their own and pay you back.  Sometimes they add a name to the text message, so that in the event the recipient does know someone by that name, they’ll be more likely to follow through and send a transfer.

I’ve probably received 20 or 30 messages like this in the past 4 months.  I deleted most of them, but here are some recent samples:

Example of a phone scam in the Philippines.

Example of a phone scam in the Philippines.

Example of a phone scam in the Philippines.

If you ever happen to visit the Philippines and you have a GSM phone, it’s easy to get a prepaid SIM to use while you’re in the country.  Just be aware that you’ll likely find yourself receiving messages like this and you shouldn’t fall for it.  Of course, it’s more obvious if you’re just a tourist because who else would you know here that would ask you for load?